Last updated: September 4, 2025
WalletAware (“we,” “us,” “our”) operates walletaware.org (the “Site”). This Privacy Policy explains how we collect, use, disclose, and protect your information, and what choices you have.
Quick summary (the short version)
- We collect limited personal info you give us (like email if you subscribe or contact us) and technical data (like IP address, device info, and cookies) to run the Site, improve content, and measure performance.
- We use analytics, affiliate-link tracking, and occasionally ad/marketing tools.
- We don’t sell your personal information for money; some laws define “sell” or “share” to include certain cookie-based advertising. You can opt out of targeted advertising and certain data sharing.
- You can access, correct, delete, or opt out of certain processing under applicable laws (e.g., CCPA/CPRA, GDPR, and similar state laws).
- Contact us anytime at [email protected].
What this policy covers
This policy applies to information we collect online through walletaware.org, email newsletters, and forms hosted by us or our providers. It doesn’t cover third-party websites we link to (like card issuers, banks, or partners). Check their policies separately.
Information we collect
1) Information you provide
- Contact details (e.g., name, email) when you subscribe, contact us, or request resources.
- Content of messages you send to us (e.g., feedback or support requests).
- Optional survey data (e.g., spending habits or travel goals) if you choose to participate.
2) Information collected automatically
- Device and usage data: IP address, browser type, operating system, referring URLs, pages viewed, links clicked, time spent, and approximate location inferred from IP.
- Cookies and similar technologies: pixels, tags, SDKs, and affiliate-tracking parameters used for analytics, performance measurement, fraud prevention, and remembering preferences.
3) Information from partners
- Analytics & measurement (e.g., page performance, aggregated engagement statistics).
- Affiliate networks (to confirm whether a link from our Site led to a purchase/approval and to attribute commissions).
- Email and form providers (to manage subscriptions and deliver communications).
How we use your information
- Operate the Site and provide content you request.
- Communicate with you (e.g., newsletters, responses to inquiries).
- Analyze and improve content, features, and Site performance.
- Personalize content (e.g., show popular topics, remember your preferences).
- Support our business model via analytics, affiliate programs, sponsorship disclosures, and compliance.
- Security and integrity (detect, prevent, and address fraud or misuse).
- Legal compliance (enforce terms, comply with laws, and respond to lawful requests).
Legal bases (EEA/UK visitors)
Where GDPR/UK GDPR applies, we rely on: legitimate interests (site operation, analytics, fraud prevention), consent (non-essential cookies/marketing), contract (providing requested services), and legal obligation.
Cookies & similar technologies
We use:
- Strictly necessary cookies (site security, load balancing, consent choices).
- Functional cookies (remember preferences like region).
- Analytics/performance cookies (understand how the Site is used).
- Affiliate cookies/parameters (track when a click from our Site results in an approved application or purchase).
- Advertising/marketing cookies (if/when used, to measure campaigns or deliver/limit ads).
Your choices: You can manage cookies via your browser settings. If we present a cookie banner or preferences tool, you can adjust settings there. Some browsers support Global Privacy Control (GPC) signals; where legally required (e.g., California), we treat GPC as a request to opt out of sale/sharing for targeted advertising.
How we share information
We share personal information with:
- Service providers / processors (hosting, analytics, measurement, email, security, affiliate tracking) under contracts requiring them to use data only for our instructions.
- Affiliate programs & partners to track referrals and calculate commissions (they receive limited identifiers/parameters).
- Legal and safety recipients when required by law or to protect rights, privacy, safety, or property.
- Business transfers (e.g., merger, acquisition, or asset sale).
- Aggregated/de-identified insights (which cannot reasonably identify you).
We do not sell your personal information for money. Some jurisdictions define “sell” or “share” to include cookie-based targeted advertising; where that definition applies, you can opt out (see Your privacy rights below).
Data retention
We keep personal information only as long as necessary for the purposes described above, to comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary by data type and context (e.g., email subscription data is kept until you unsubscribe or request deletion).
Security
We use administrative, technical, and organizational measures appropriate to the nature of the data we process. No method of transmission or storage is 100% secure; please use the Site responsibly.
Your privacy rights
California (CCPA/CPRA) and similar U.S. state laws
Residents of certain U.S. states (including CA, CO, CT, VA, UT and others as laws evolve) may have rights to:
- Know/access the categories and specific pieces of personal information we collected about you.
- Correct inaccurate information.
- Delete personal information.
- Opt out of “sale” or “sharing” of personal information for targeted advertising.
- Limit use of sensitive personal information (we do not seek to collect sensitive categories).
- Appeal a decision if we deny a rights request (where applicable).
How to exercise: Email [email protected] with your request and state your region. We may need to verify your identity. You may use an authorized agent; we may request proof of authorization.
Do Not Sell or Share My Personal Information: If cookie-based advertising is deemed a sale/share under your law, you may opt out via our cookie preferences tool (if available) or by contacting us. We also honor GPC where required.
Non-discrimination: We won’t discriminate against you for exercising rights permitted by law.
Nevada: Nevada residents can email [email protected] to opt out of the sale of personal information as defined by Nevada law.
EEA/UK (GDPR)
You may have rights to access, rectify, erase, restrict or object to processing, data portability, and to withdraw consent at any time (without affecting prior processing). You also have the right to lodge a complaint with your local supervisory authority.
International transfers
We may process information in countries outside your own (including the U.S.). When we transfer personal data from the EEA/UK to countries without an adequacy decision, we rely on Standard Contractual Clauses or other lawful transfer mechanisms, plus supplementary measures where appropriate.
Children’s privacy
Our content is for a general audience and not directed to children. We do not knowingly collect personal information from children under 13 (or a higher age where applicable). If you believe a child provided personal information, contact [email protected] and we’ll delete it.
Third-party links & content
We link to third-party sites (e.g., banks, card issuers, travel partners). Their privacy practices are governed by their own policies. Review those policies before submitting information.
Email, marketing & preferences
- You can unsubscribe from our emails via the link in any message or by contacting us.
- If you opt out of marketing, we may still send service/transactional communications (e.g., responses to your requests).
Financial relationships & disclosures
WalletAware may earn a commission when you use affiliate links on the Site. Affiliate tracking typically uses cookies or referral parameters to attribute a purchase/approval to us. This does not affect the price you pay. See also our Editorial Policy and Affiliate Disclosure (if published separately).
How to contact us
Email: [email protected]
Changes to this policy
We may update this policy from time to time. We’ll revise the “Last updated” date above and, where required, provide additional notice.
Exercising your rights—what to expect
When you submit a request, we’ll confirm receipt, verify your identity (and authority, if you’re an agent), and respond within the timeframe required by applicable law. If we decline a request, we’ll explain why. In states that require it, you can appeal by replying to our decision email with “Appeal” in the subject line.