Three editors. One mission: turn credit-card jargon into clear, trustworthy choices you can act on.
At WalletAware, we compare welcome offers, long-term rewards, fees, consumer protections, and real-world approval factors—so you don’t waste a hard inquiry on the wrong card. We publish plain-English comparisons, step-by-step playbooks, and no-nonsense recommendations for travelers, small-business owners, and anyone building (or rebuilding) credit.
How we keep it trustworthy
- Editorial independence: Banks don’t approve our picks or pay for placement.
- Accuracy first: We fact-check terms at the issuer’s site before publishing and date-stamp all comparisons.
- Affiliate disclosure: Some links may earn us a commission—never at the expense of our rankings or your best option.
- Not financial advice: We share education, not individualized advice. Consider your situation and read the issuer’s terms.
Meet the Team
Maya Chen — The Points Engineer
Former airline revenue analyst turned points hacker, Maya specializes in award-chart sweet spots, partner transfer math, and the “is it worth it in cash?” break-even. She’s the one reverse-engineering peak/off-peak calendars, testing partner booking quirks, and building quarterly transfer-partner cheat sheets. Expect side-by-side redemptions, saver-space alerts, and calm, data-driven routes to more trips for fewer dollars. When she’s not devaluations-proofing your stash, she’s mapping out 48-hour city guides that squeeze maximum value from a long weekend.
Jordan Alvarez — The Small-Biz Optimizer
Jordan scaled a food-truck business before moving into bookkeeping, where smart card setups kept cash flow smooth and rewards flowing. On CardCompareTrio, Jordan demystifies who qualifies for business cards, 0% intro APR tactics for equipment, category-bonus stacks, employee-card controls, and bookkeeping workflows that keep rewards from becoming a tax headache. You’ll get practical templates, realistic spend models, and playbooks that help small teams operate like pros. (Friendly reminder: educational content here isn’t tax or legal advice.)
Priya Desai — The Credit Builder
Priya is a consumer-education writer focused on first approvals and fresh starts. She explains credit scores without the scare tactics, spotlights the best first cards, and publishes ladder-up paths from secured to prime. Expect myth-busting explainers, sample dispute letters, balance-transfer checklists (used responsibly), and guidance that never shames—only empowers. Her goal: help you build durable credit habits that open doors long after the sign-up bonus.
Ben Carter — The Cash-Back Tactician
A former market research analyst, Ben lives by a simple motto: “If you’re not earning cash back on it, you’re overpaying.” He geeks out on rotating categories, stacking deals through shopping portals, and building multi-card systems that turn everyday expenses into a steady revenue stream. Ben’s approach is pure data, no fluff. He builds spreadsheets to track the real-world value of cash back versus points for the average household, helping you decide between a flat 2% card and a complex 5% quarterly rotator. Expect detailed guides on maximizing rewards on groceries, gas, and utilities, and the definitive math on when a card’s annual fee pays for itself.
Dr. Anya Sharma — The Behavioral Economist
With a Ph.D. in behavioral economics, Dr. Sharma is fascinated by the why behind our financial choices. She explores the psychology of spending, the appeal of rewards, and the mental traps that lead to debt. While others focus on the best card, Anya focuses on the best habits. Her columns dissect the “rewards mindset,” the temptation of “buy now, pay later,” and the cognitive biases that can make a great welcome offer a long-term liability. Expect practical frameworks for mindful spending, strategies for using credit as a tool without falling into debt, and expert-backed insights to help you build a healthier relationship with your wallet.
Liam Murphy — The Global Nomad CPA
As a Certified Public Accountant who has managed finances for expats and remote businesses, Liam is an expert on the intersection of travel and money. He navigates the complexities of foreign transaction fees, dynamic currency conversion, and the tax implications of earning rewards across borders. His focus is on the practical side of using cards internationally—from which network has the best acceptance in Southeast Asia to which travel insurance protections are actually reliable in an emergency. Look to Liam for definitive guides on the best cards for long-term travelers, playbooks for managing business expenses abroad, and clear advice on keeping your finances secure and simple, no matter your location.
What to Expect Here
- Transparent comparisons: Clear winners by use case (travel, cash back, balance transfers, small-biz), with the trade-offs spelled out.
- Actionable tools: Approval-odds context, redemption calculators, and wallet setups that actually fit everyday spend.
- Reader-first tone: No hype. No gotchas. Just the information we’d want if the roles were reversed.