Author: Maya Chen
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How Your Morning Coffee Can Help You Fly to Paris: Maximizing Everyday Purchases
It’s a daily ritual for millions: the morning coffee run. You grab your latte, pay the $5, and start your day. It’s a small, almost insignificant expense in the grand scheme of your budget. But you’re probably paying for it the wrong way. Most people use a debit card or a basic credit card, earning…
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Planning a Wedding? Here’s How to Strategically Earn Enough Points for the Honeymoon
Wedding planning is an exhilarating—and expensive—journey. As the bills for deposits, catering, and flowers start to pile up, it’s easy to feel like you’re just bleeding money. But what if those expenses weren’t just costs, but an investment? What if your wedding could earn you a nearly free honeymoon? With a smart, well-timed credit card…
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Transfer Partners 101: The Secret to Turning Points into First-Class Flights
You’ve done the hard part: you’ve earned a solid balance of credit card rewards. But now what? You look at your points and see a lot of options: gift cards, cash back, or maybe booking a flight through your card’s travel portal. While these are all valid, they are leaving the single greatest value on…
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The 7-Step Financial Health Checklist for a More Secure Future
Just like your physical health, your financial health requires regular check-ups. You can’t get into good financial shape by just thinking about it; you need a proactive plan to understand where you are, where you want to go, and the steps to get there. Neglecting these check-ups can lead to stress, debt, and a feeling…
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A Plain-English Guide to Business Credit Card APR and Fees
When you’re shopping for a business credit card, it’s easy to get excited about the flashy welcome offers and generous rewards. But then you scroll down and see it: the intimidating box of fine print filled with acronyms and percentages. It’s enough to make any business owner’s eyes glaze over. This is where the real…
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Are You Leaving Points on the Table? 7 Earning Mistakes to Avoid
You see friends posting about their amazing trips—a flight to Paris for “free,” a week in Hawaii without paying for the hotel. Meanwhile, your credit card rewards account seems to be growing at a snail’s pace, barely enough for a $50 gift card. You know you’re earning something, but you can’t shake the feeling that you’re…
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The Best No-Annual-Fee Business Credit Cards for Savvy Owners
In the world of business credit cards, it’s easy to be dazzled by premium cards with hefty annual fees and long lists of luxury perks. But for a savvy business owner, the smartest choice is often the most practical one: a powerful business credit card that costs nothing to keep in your wallet. A no-annual-fee…
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The 2025 Credit Card Power Rankings
Our editors stack cards by real-life value—not hype. We weigh welcome offers, long-term earn rates, perks you’ll actually use, and total cost after fees. Transparent methodology, clear winners by use case, and no bank pay-to-play. Data current as of September 2025. Always confirm terms on the issuer’s site before applying. How we score (weighting) The…
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Travel Card Showdown: Chase Sapphire Preferred® vs. Capital One Venture Rewards
In the world of travel rewards, two cards consistently stand out from the pack as the undisputed champions of the mid-tier. In one corner, the long-reigning fan favorite, the Chase Sapphire Preferred® Card. In the other, the powerfully simple challenger, the Capital One Venture Rewards Credit Card. Both are fantastic choices that can turn your…
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Your First Year Rewards Plan: How to Strategically Earn 200,000+ Points
Have you ever seen those travel stories online—the ones about flying first-class to Asia or staying in an over-the-water bungalow in the Maldives, all paid for with points? It can feel like a secret club, impossibly out of reach. You know your credit card earns points, but at a rate of one or two per dollar,…