Ever feel like you’re just collecting a random assortment of points without a real plan? You know your Amex card earns rewards, but you’re not sure if you’re actually getting your money’s worth.  Is that a statement credit or a free flight to Paris? The world of Amex Membership Rewards can seem complex, but what…

As a sole proprietor, you are your business. You make the decisions, you do the work, and you reap the rewards. This beautiful simplicity makes it incredibly tempting to run your business finances the same way you run your personal life—out of a single checking account and with your favorite personal credit card. After all,…

Choosing a business credit card is a strategic decision. The rewards you earn are a real, tangible return on your everyday business expenses, and the right strategy can add hundreds, or even thousands, of dollars back to your bottom line each year. The most fundamental choice you’ll make is between two powerful options: straightforward cash…

Turn points into trips with our transfer-partner cheat sheets and simple “cash vs. miles” math. Fewer fees, better seats, smarter routes. TLDR: Your path to a booked award 1) Choose your points “home” (transfer partners = options) Tip: If your dream trip is on a Star Alliance carrier (e.g., Lufthansa, ANA, EVA), ecosystems that transfer…

Discover the best small business credit cards 2025. Compare rewards, low APR, and startup-friendly options to grow smarter and stronger. The pain point Running a small business isn’t easy — especially if your credit score isn’t perfect. Many owners with scores in the 580–650 range feel stuck. You need tools to manage cash flow, separate…

When you’re shopping for a business credit card, it’s easy to get excited about the flashy welcome offers and generous rewards. But then you scroll down and see it: the intimidating box of fine print filled with acronyms and percentages. It’s enough to make any business owner’s eyes glaze over. This is where the real…

A business credit card is one of the most powerful tools in an entrepreneur’s toolkit. It can help you manage your cash flow, streamline your expense tracking, earn valuable rewards on your spending, and build your business’s credit history. But like any powerful tool, it can cause serious problems when used incorrectly. Many new business…

As a small business owner, freelancer, or side-hustler, you’re constantly spending to grow your business.  You might be using your personal credit card, or perhaps a basic business card, and earning a modest 1% back on everything. It feels good to separate your finances, but you can’t help but wonder if you’re leaving a significant…

If you’re a freelancer, startup founder, or small business owner, you’ve probably wondered: “How can I get a business credit card if my company is brand new?” It’s a fair question. Many entrepreneurs run into this roadblock because they don’t have established business credit yet. Here’s the good news: you don’t always need years of…

When you launch a new business, your to-do list is a mile long. Between developing your product, finding customers, and managing daily operations, a concept like “business credit” can feel abstract and low on the priority list. But here’s the secret: building a strong business credit profile from day one is one of the most…